Payments are no longer standalone products. Embedded finance is integrating payments directly into platforms, marketplaces, and software ecosystems.​

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We discuss how embedded payments, wallets, BNPL, and platform-based acceptance models are changing revenue structures, user experience, and regulatory responsibilities for non-financial companies.​​

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Authoritative sources

• https://www.mckinsey.com/industries/financial-services/our-insights/embedded-finance-who-will-lead-the-next-payments-revolution