Artificial Intelligence is reshaping payments by improving fraud detection, risk scoring, AML automation, and personalized customer experiences.​

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We explore how AI is being applied across the payment lifecycle—from transaction authorization and fraud prevention to compliance monitoring and operational optimization. The article also addresses governance, explainability, and regulatory expectations surrounding AI usage.​​

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Authoritative sources

• ​Nuvei – AI & regulatory compliance in payments

• https://www.nuvei.com/posts/global-regulatory-compliance-in-payments-what-enterprises-need-going-into-2026

• https://arxiv.org/abs/2503.14541