We provide comprehensive software and consulting services to financial institutions operating as issuers or acquirers, as well as those preparing to enter the payments sector. Our expertise also extends to third-party providers (TPPs) and payment system infrastructure firms.

 

Our services span a wide range of areas, including vendor assessments for both outsourced and on-premises processing setups, architectural and software design consulting, and relationship and product management with Visa, Mastercard, and other local or global schemes. We also offer onboarding advisory, scheme compliance monitoring - schema statement and service usage optimization, project management, and support for live system optimization and sustainability.

Leveraging industry-leading tools, methodologies, and experience, we deliver tailored solutions and strategies that solve complex challenges. Our hands-on, results-driven approach ensures measurable impact at every stage—from early strategic decisions to long-term system performance and compliance.

 

Our key offerings include:

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• Process and operational consulting

• Application architecture and solution design

• AI-Powered Financial Excellence

Visa, Mastercard, and other local or global schemes release management, compliance management, billing optimization

AI-powered solutions for streamlined release management, proactive compliance oversight, and optimized statement processes—driving efficiency, accuracy, and smarter decision-making.

• Long-term sustainability planning and new project collaboration

Fast integration between financial institutions’ core systems and Card Management Systems (CMS), ensuring accurate reconciliation and accounting

• Backlog and bugfix resolution, including token-based analysis, software development, testing, and certification support.

• VirtualPOS Product & Integration Consulting 

Virtual POS enables e-commerce businesses to accept secure online payments with speed and simplicity. Designed for seamless integration into merchant websites and platforms, it connects directly to banks and licensed payment institutions to deliver fast, reliable transaction authorization.

 

With Virtual POS, customers can pay effortlessly using credit, debit, or prepaid cards and receive immediate confirmation of their transactions. The solution also supports advanced features such as installment payments, refunds, cancellations, loyalty point redemption, and merchant-specific promotions—enriching the overall shopping experience.

 

Security is central to Virtual POS. All transactions are protected by 3-D Secure authentication (Visa Secure, Mastercard Identity Check), ensuring a safe and trusted online environment. Designed with flexibility in mind, the solution supports all major card networks, including VISA, Mastercard, and Discover/Troy, and works seamlessly with digital wallets like Google Pay and Apple Pay—so your customers can pay the way that suits them best, today and in the future.”

 

Virtual POS is more than a payment solution—it is a strategic enabler for digital growth, making online sales faster, safer, and more customer-centric.